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Agentive®

Australia-wide · Hosted in Sydney

An AI Accountant for Australian Firms. More Clients. No More Hiring.

A dedicated AI for your practice that codes bank feeds, reconciles accounts and drafts BAS in Xero and MYOB, processes client documents and answers routine email. So your team can focus on advisory and take on more clients without the hiring headache.

Trusted by Australian practices and businesses

24 firms run a dedicated AI with us. Every logo shown with the owner's permission.

  • Data Insite logo
  • OmniChannel Consulting logo
  • Yarrumdoc logo
  • Edina Building Group logo
  • Divergent Strength Bookkeeping logo
  • Emerald Wealth logo
  • The Ad Market logo
  • AJ Stafford logo
  • IWP logo
  • She Counts logo
  • Morton Bookkeeping logo
  • Connected Business Solutions logo
  • Aventori logo
  • Think Accountants logo
  • Business Lynx logo
  • Zenbook logo
  • Adbur Bookkeeping logo
  • KBAS Bookkeeping logo
  • Monitor Business logo
  • Flex Your Finances logo
  • Ventech logo
  • Performance Advantage logo
  • Jenny de Lacy logo
  • Aiders logo

What is an AI accountant?

An AI accountant is a dedicated AI that does the routine work of an accounting practice inside your own systems. It codes and reconciles bank feeds in Xero and MYOB, drafts BAS and GST working papers, processes client documents and answers routine email, then hands everything to a qualified accountant to review. It does not lodge returns or give advice: a registered tax or BAS agent still signs off.

AI for accountants: three options compared

When accountants look for AI, they usually find one of three things. They are not interchangeable, and most firms end up using more than one.

For a vendor-neutral list of tools, see our guide to the best AI tools for accountants and bookkeepers.

AI features in Xero or MYOBChatGPT or CopilotAI accountant (dedicated AI)
What it doesSuggests codes and matches inside one fileAnswers questions and drafts text you paste inWorks the ledger, inbox and documents end to end
Access to client filesOne file at a timeNone, unless you paste data inConnected to Xero, MYOB, email and drives
Who drives itYour staff, click by clickYour staff, prompt by promptWorks through a task list; staff review
Audit trailPartialNoneEvery action logged
Where data is processedVendor cloudUsually overseasSingle-tenant, Sydney
Best forSpeeding up one taskResearch and draftingTaking repetitive work off the team

Why Australian firms are turning to a dedicated AI

Australia has more than 30,000 accounting and bookkeeping businesses, and tens of thousands of tax and BAS agents registered with the Tax Practitioners Board. Almost all of them run on the same rhythm: quarterly BAS due on the 28th of the month after each quarter, the 31 October individual tax deadline, FBT returns at the end of March, and the constant hum of super and payroll obligations in between. It is predictable, repetitive, deadline-driven work, and there are not enough people to do it.

Accounting has sat on Australia's skilled occupation shortage lists for years. Every practice principal in Sydney, Melbourne, Brisbane and Perth tells the same story: junior bookkeepers are hard to find, expensive to keep, and spend most of their week on data entry that nobody enjoys. Offshore virtual assistants help with cost but add timezone lag, quality control and data-handling questions that make firms nervous about client confidentiality.

A dedicated AI changes the maths. Instead of hiring, you deploy an assistant that already knows double-entry, plugs straight into Xero and MYOB, and does the coding, reconciling and chasing continuously rather than in a quarter-end panic. It works through the night before a BAS deadline. It never takes leave in the middle of tax season. And because it is single-tenant and hosted in Sydney, the data sovereignty conversation is a short one.

The three problems every practice principal names

  • Talent Shortage Crisis

    There are nearly 40,000 accounting firms across Australia competing for a shrinking pool of junior accountants. Many firms are turning away work because they simply cannot staff up.

  • Rising Costs, Falling Margins

    A junior accountant costs $5,000+ per month before training, benefits, and management time. Meanwhile, clients expect competitive fees.

  • Repetitive Work Drains Your Team

    Your experienced accountants spend their days on bank reconciliation and data entry instead of the advisory work that grows your practice.

What your dedicated AI handles in an accounting practice

The repetitive ledger work that eats your team's week, done continuously and kept review-ready.

  • Bank feeds and reconciliation

    Codes transactions to the right accounts, matches invoices and reconciles Xero and MYOB daily, so the ledger is never weeks behind.

  • BAS and GST preparation

    Pulls the numbers, drafts BAS and GST working papers and flags anomalies, all ready for a registered agent to review and lodge.

  • Client document processing

    Reads invoices, receipts and statements from email, Dext or Hubdoc, extracts the data and files it against the right client.

  • Client email and chasing

    Chases missing receipts and signatures, answers routine queries and drafts replies in your firm's tone for you to send.

  • Payroll and super prep

    Prepares pay runs, checks super guarantee and Single Touch Payroll figures, and surfaces exceptions before they become problems.

  • Management reporting

    Builds month-end packs, profit and loss statements and cash-flow summaries on schedule, so advisory conversations start from clean, current numbers.

  • Cross-platform integration

    Connects to Xero, MYOB, QuickBooks, email, and document management. Not locked to any single platform. Works across your entire stack.

  • Year-end workpaper prep

    Assembles the schedules, reconciliations and supporting documents your team would otherwise build by hand before a file goes to review.

Live within 1 hour, not 24 weeks

  1. 01

    Connect

    We link the dedicated AI to your Xero or MYOB file, your inbox and your document store.

  2. 02

    Set guardrails

    You decide what it can action alone and what needs a human sign-off. Everything is logged.

  3. 03

    Start narrow

    It begins with a few well-defined tasks, like coding one client's bank feed, and proves itself.

  4. 04

    Scale up

    As trust builds it takes on more clients and workflows, freeing your team for advisory work.

A realistic BAS-quarter scenario

A three-partner firm, the week before the 28th

Picture a suburban practice with three partners and two part-time bookkeepers, looking after around 180 small-business clients across trades, hospitality and professional services. In a normal quarter the week before the 28th is a write-off: the team is buried in half-coded Xero files, clients who still have not sent March receipts, and MYOB reconciliations left until the last minute.

With a dedicated AI in place, the picture changes. Through the quarter it has been coding bank feeds every night, so at review time the ledgers are already 90% done. Two weeks out it emailed every client with outstanding paperwork, in the firm's own tone, and re-sent polite reminders to the stragglers. Come the final week, the partners are checking AI-drafted BAS working papers instead of building them from scratch, then lodging as registered agents.

The result is not a smaller team, it is a calmer one that took on 40 more clients this year without a new hire, and finally has the hours to sell advisory work. That is the pattern we see whether a firm is in the Sydney CBD, a Melbourne suburb, or a regional centre like Geelong or Toowoomba.

Built for Australian compliance

  • Registered agent stays in control

    The AI prepares; a registered tax or BAS agent reviews and lodges. Your Tax Practitioners Board obligations and the Code of Professional Conduct are unchanged.

  • Data stays onshore

    Single-tenant on AWS in the Sydney region. Your client records are stored in Australia and are never pooled with, or used to train models for, another firm.

  • Full audit trail

    Every action the AI takes is logged, so you can show exactly what was prepared, when, and by which process, for your own quality and review files.

Dedicated AI vs the alternatives

Dedicated AIOffshore VALocal junior
Time to startWithin 1 hour2-4 weeks1-3 months
Hours worked24/7Business hours (offset)Business hours
Relative cost~70% less than a VABaseline$5,000+/mo + on-costs
Data locationSydney, onshoreOverseasLocal
Xero & MYOB nativeYesManualManual
Scales at deadlineInstantlyNeeds more hiresNeeds more hires

Your first 30 days with an AI accountant

Plans start at A$500 a month plus GST. See current pricing, or read the review checkpoints we recommend.

  • Day 1 Your dedicated AI is deployed within an hour. Connect Xero or MYOB, your inbox and your document drive, and set what it may do on its own.
  • Week 1 Start with a handful of clients: bank coding and reconciliation. Review every suggestion and correct it, so it learns your chart of accounts.
  • Weeks 2 to 3 Add receipt and document chasing, routine client email and BAS working papers. Move from checking everything to sampling.
  • Week 4 Roll out across the client list. Your accountants review and approve, and spend the time saved on advisory and new clients.

Answers

Frequently Asked Questions

Still unsure? Ask us on a call.

What is an AI accountant?

An AI accountant is software that performs the routine work of an accounting practice rather than just assisting with it: coding and reconciling bank feeds, drafting BAS working papers, processing client documents, and answering routine client email. It is not a registered agent and cannot sign off on a return. The lodgement, the review and the advice remain with your qualified accountants, who now spend their time on the work clients pay a premium for.

What is a dedicated AI for accountants?

A dedicated AI is a single-tenant assistant configured for one accounting practice. It connects to your Xero or MYOB file, your inbox and your document store, then handles the repetitive ledger work: coding bank feeds, reconciling accounts, drafting BAS working papers, chasing missing receipts and answering routine client emails. Unlike a shared chatbot, it runs in its own isolated environment, so your client data is never pooled with another firm's.

Does it work with Xero and MYOB?

Yes. Xero and MYOB are the two platforms most Australian practices run on, and the dedicated AI connects directly to both. It can code and reconcile bank feeds, pull data for BAS and GST returns, and keep the ledger current day to day rather than leaving it for a quarter-end catch-up. QuickBooks Online and common add-ons such as Dext and Hubdoc are supported too.

How quickly can it be deployed?

Your dedicated AI is deployed automatically within 1 hour of sign-up. You connect it to your accounting file and inbox, set the guardrails for what it can and cannot action on its own, and start with a narrow set of tasks. It then takes on more of your workflow as it learns your clients, your chart of accounts and your firm's preferences.

Is client data kept in Australia?

Yes. Each dedicated AI runs single-tenant on AWS infrastructure in the Sydney region, so client records stay onshore. Every firm gets its own isolated environment, and your data is never shared with, or used to train models for, any other business. This matters for both client confidentiality and your data sovereignty obligations.

Does using AI affect our Tax Practitioners Board obligations?

No. The dedicated AI does the preparation, not the sign-off. A registered tax or BAS agent still reviews and lodges everything, so your Tax Practitioners Board obligations and the Code of Professional Conduct are unchanged. Think of it as a very fast junior that drafts working papers for a qualified person to check, keeping a clear audit trail of what it did.

How much does AI for accounting firms cost compared with hiring?

A dedicated AI usually costs around 70% less than an offshore virtual assistant and a fraction of a local junior bookkeeper, who runs to at least $5,000 a month before on-costs. It works 24/7 with no leave, superannuation or onboarding lag. Because it is one predictable monthly fee, it scales through BAS and tax season without a hiring scramble.

Will accountants be replaced by AI?

No. It removes the low-value data entry and chasing that burns out staff, so your accountants spend their time on advisory, review and client relationships, the work clients actually pay a premium for. Most firms use it to grow capacity and take on more clients without adding headcount, rather than to cut their team.

Can AI for accounting firms handle complex workflows?

Yes. Your dedicated AI learns your specific workflows over time. It starts with standard accounting tasks and progressively handles more complex processes as it understands your firm, your clients, your chart of accounts and your preferences.

Is there AI software for accountants that actually does the work?

Yes. Most AI features in accounting software suggest a code or draft a sentence and leave the rest to you. An AI accountant works across the whole ledger: it codes and reconciles bank feeds in Xero or MYOB, chases missing documents, drafts BAS working papers and answers routine client email, then queues everything for a person to review. Your accountants approve the work instead of typing it.

What is the difference between an AI accountant and ChatGPT?

ChatGPT is a general assistant: you paste information in and copy the answer out, and it has no access to your client files. An AI accountant is connected to your Xero or MYOB file, inbox and document store, keeps a record of every action it takes, runs in an isolated environment hosted in Sydney, and works through your task list continuously rather than waiting for a prompt.

How much does an AI accountant cost in Australia?

Agentive plans start at A$500 a month plus GST for a solo practice, A$1,000 for a team of up to 5 users and A$2,000 for up to 10 users, with an Enterprise plan for larger groups. Setup is self-serve, with optional guided onboarding for a one-off A$300. Current plan details are on the MyAgentive pricing page.

Which cities and states do you serve?

All of them. Because the dedicated AI is cloud-based and hosted in Sydney, it serves practices anywhere in Australia, from Sydney, Melbourne, Brisbane and Perth through to regional centres such as Geelong, Newcastle, the Gold Coast and Toowoomba. Wherever your firm is, the AI works in Australian business hours and beyond.

See 25+ real use cases for accounting firms
BAS preparation, GST review, white-label reporting, client document chasing, and more.

Next step

Give your accounting practice a dedicated AI

See it work on your own Xero or MYOB workflow. Book a 30-minute demo and we will show you what it can take off your team's plate, live within 1 hour.

Not ready yet? Step 02 Find your fit → See it working for practices like yours.